Moneyweb · 2026/02/26
NCBA, a major East African bank, is partnering with South Africa’s Nedbank to help their wealthy clients grow and manage their wealth beyond Africa. The partnership aims to provide better financial se…
OnABudget takeaway: For South African businesses and investors, partnerships like this mean more opportunities to attract foreign clients and capital. For consumers, it highlights growing wealth trends and the importance of diversifying and managing finances wisely in a global market.
Read moreMoneyweb · 2026/02/26
Tencent, a major Chinese technology company, is reportedly in talks to buy a stake in ‘Block Blast!’, a gaming studio. Tencent is known for investing in many gaming companies around the world, helping…
OnABudget takeaway: For small business owners and investors in the gaming space, Tencent’s move signals growing opportunities to partner with or invest in expanding gaming studios. For consumers, this might mean more diverse and high-quality gaming options becoming available locally.
Read moreMoneyweb · 2026/02/26
Artificial intelligence (AI) is changing how work is done in many industries. Universities in South Africa need to update their courses and training programs to keep pace with these changes. This will…
OnABudget takeaway: South Africans should watch for new education opportunities to build AI skills and understand changes in budget policies affecting housing and taxes. Small business owners could benefit from knowing new housing options and tax credit impacts.
Read moreMoneyweb · 2026/02/26
Whistleblowers at the Passenger Rail Agency of South Africa (Prasa) are making one final attempt to get their jobs back. These employees had raised concerns about wrongdoing within the organisation bu…
OnABudget takeaway: For workers and employees, this case underlines the importance of job security when reporting corruption. For small business owners and consumers, a stable and honest Prasa could mean better public transport services and less financial waste.
Read moreMoneyweb · 2026/02/26
Many South Africans with investment properties wonder if transferring them to a private company is a good idea. This move can offer benefits, such as easier management and potential tax advantages in …
OnABudget takeaway: Transferring investment properties to a company could save money later but comes with immediate tax costs. Small investors should carefully consider if the upfront charges are worth the long-term benefits before making a decision.
Read moreMoneyweb · 2026/02/26
Charles Savage, the founder of EasyEquities, reflects on the past decade that has shaped one of South Africa’s most popular investment platforms. EasyEquities was created to make investing accessible …
OnABudget takeaway: EasyEquities helps everyday South Africans invest without big fees or barriers, making it easier to grow your money steadily. For small investors and consumers, this means you can start investing with little money and gain more financial knowledge.
Read moreMoneyweb · 2026/02/25
The latest episode of RSG Geldsake by Moneyweb, aired on Wednesday, 25 February 2026, featured insights from financial expert Ryk van Niekerk. This program covers important topics related to business,…
OnABudget takeaway: This show offers handy financial tips and updates that help you manage your money smarter. Whether you are saving, investing, or running a small business, staying informed like this can help you make better choices with your money.
Read moreMoneyweb · 2026/02/25
South Africa is currently experiencing strong commodity prices, which has led to an increase in tax revenues for the government. High prices for key minerals and raw materials mean mining companies ar…
OnABudget takeaway: Higher commodity prices mean more tax money for the government, which could improve public services. Small businesses and consumers might see benefits if these gains are invested well, but they should also be cautious of market ups and downs affecting the economy.
Read moreMoneyweb · 2026/02/25
Deputy Finance Minister Ashor Sarupen recently shared insights into how South Africa’s budget was created through a more consultative process. This new approach involved discussions with various stake…
OnABudget takeaway: For everyday South Africans, this means the government is working harder to manage money responsibly and invest in projects that can boost jobs and services. Small businesses and investors may see benefits from improved infrastructure and smoother regulations in the near future.
Read moreMoneyweb · 2026/02/25
South Africa's government finances are showing signs of improvement, moving out of a difficult period often described as the 'fiscal wilderness.' One of the main positive changes is the expected rise …
OnABudget takeaway: Increased government investment could create jobs and improve infrastructure, benefiting everyday South Africans. For investors and small businesses, this signals more economic activity and opportunities for growth in the near future.
Read moreMoneyweb · 2026/02/25
The South African government has updated the VAT threshold for the first time since 2009. This means that the amount businesses must earn before they need to register for VAT has changed. The goal of …
OnABudget takeaway: The new VAT threshold update means small business owners can save money and avoid extra paperwork until they reach a higher turnover. For consumers, this encourages more local products and services as small businesses grow.
Read moreMoneyweb · 2026/02/25
The South African government is working on creating a strong and trustworthy plan for managing the country's finances. This plan, called a fiscal anchor, aims to keep government spending and debt unde…
OnABudget takeaway: For consumers and small business owners, a credible fiscal plan means a more stable economy with fewer risks of tax hikes or service cuts. Investors might see this as a sign of improved confidence in South Africa’s financial future.
Read moreMoneyweb · 2026/02/25
Standard Bank's strategist Mamokete Lijane believes South Africa's economic growth could be better than expected. She points to falling bond yields, which mean the government can borrow money more che…
OnABudget takeaway: Lower costs for borrowing and better economic conditions could make loans and investments easier for small businesses and consumers, helping them save or grow their money. Investors might also find new opportunities as the economy improves.
Read moreMoneyweb · 2026/02/25
South Africa is making big changes to how electricity is sold and bought. The government is moving towards a wholesale electricity market, where electricity suppliers can sell directly to buyers, such…
OnABudget takeaway: For everyday consumers and small businesses, the electricity market reform could lead to more affordable and reliable power in the future. Investors should watch for new opportunities in the growing electricity market, especially in green energy.
Read moreMoneyweb · 2026/02/25
The Master’s Office in Mbombela is facing serious delays that have caused frustration among the public and legal professionals. Lawyers report that there are long backlogs, meaning people have to wait…
OnABudget takeaway: Long delays at the Master’s Office mean individuals and small businesses should plan for slower legal processes when dealing with estates or trusts. It's important to be patient and seek professional advice to help navigate these waiting times.
Read moreMoneyweb · 2026/02/24
South Africa's strict foot-and-mouth disease measures are causing challenges for the dairy industry. Foot-and-mouth disease is a highly contagious illness affecting animals and requires tight controls…
OnABudget takeaway: Consumers might see slight price increases in dairy products due to higher production costs, while small dairy farmers need to manage stricter regulations that could impact their operations and costs.
Read moreMoneyweb · 2026/02/24
South Africa has introduced new rules giving consumers 60 days to dispute debit order payments. This change aims to protect people from unauthorised or incorrect deductions from their bank accounts. P…
OnABudget takeaway: Consumers now have more time to protect their money from wrong payments, giving peace of mind and better control over their finances. Small businesses should clearly inform clients about debit orders to maintain trust and avoid costly disputes.
Read moreMoneyweb · 2026/02/24
Gauteng Premier Panyaza Lesufi has announced a strong plan to boost economic growth in the province. His plan focuses on creating more jobs and improving services to attract investment. However, there…
OnABudget takeaway: For everyday South Africans and small business owners, this means that improving water supply and reducing crime are essential steps for better job opportunities and safer communities. Investors should watch how well these issues are managed, as they impact economic stability.
Read moreMoneyweb · 2026/02/24
Former US President Donald Trump recently declared that the economy is now his responsibility. However, he faces a challenging task to convince people of this claim. This statement comes amid ongoing …
OnABudget takeaway: For South Africans, this highlights how political leadership plays a big role in economic confidence. Whether you are a consumer or a small business owner, staying alert to economic promises and realities helps you make better financial decisions.
Read moreMoneyweb · 2026/02/23
The South African telecom market is highly competitive, with Cell C and Telkom as two major players fighting for market share. Both companies aim to offer better services and pricing to attract more c…
OnABudget takeaway: For consumers, this rivalry could mean better deals and improved services as both companies try to win your business. Small business owners should watch for more affordable connectivity options that could help reduce operating costs.
Read moreMoneyweb · 2026/02/23
Sasol recently released its financial results, showing mixed performance amid global and local challenges. Meanwhile, there is growing uncertainty around the country's electricity tariffs, with furthe…
OnABudget takeaway: Consumers and small businesses should prepare for higher electricity costs which can affect monthly budgets, while investors should watch Sasol's performance and potential monetary policy changes that might impact loans and savings.
Read moreMoneyweb · 2026/02/23
South Africa’s economy faces a major challenge as the central bank keeps interest rates very high to control inflation. However, independent economist Roelof Botha argues that the real problem is high…
OnABudget takeaway: High interest rates hurt job creation and make borrowing costly for small businesses and consumers. A change in policy could mean more affordable loans and better chances for people to find work or grow their businesses.
Read moreMoneyweb · 2026/02/23
In 2025, South Africa showed promising signs of economic growth, which some experts call 'green shoots.' Jason Swartz from OMIG highlights these improvements, noting that the country is on a path towa…
OnABudget takeaway: For everyday consumers and small business owners, this means potential for more job opportunities and steady prices. Investors might find better chances for growth as the economy stabilizes.
Read moreMoneyweb · 2026/02/23
Oil prices fell slightly, with Brent crude dropping 0.6% to $71.31 a barrel. This change comes ahead of the planned resumption of US-Iran nuclear talks later this week. These discussions could affect …
OnABudget takeaway: Lower oil prices might mean cheaper fuel in South Africa soon, helping consumers save on transport costs. Small businesses reliant on fuel could also benefit from reduced expenses.
Read moreMoneyweb · 2026/02/23
Herman Mashaba has announced his candidacy for the Johannesburg mayoral race, marking a high-profile and competitive political contest in one of South Africa’s biggest cities. In other news, Cape Town…
OnABudget takeaway: The mayoral race in Johannesburg could influence local policies affecting businesses and residents, while Cape Town’s rate cuts may ease living costs. Efforts to control campus gambling show growing concern for student finances. Netflix’s ad push might offer more affordable subscription options for consumers.
Read moreMoneyweb · 2026/02/23
A recent court ruling has struck down the tariffs imposed by former US President Donald Trump, which were aimed at protecting American industries. While this decision might seem like good news at firs…
OnABudget takeaway: For consumers and small business owners, unpredictable trade policies can mean fluctuating prices and supply issues. Staying informed and flexible will help you manage risks in an uncertain market.
Read moreMoneyweb · 2026/02/23
South Africa has a history of using the army to help police fight violent crime. Many countries with high crime levels also rely on militarised policing to try and control violence. However, experts q…
OnABudget takeaway: Sending the army to fight crime is a costly, temporary fix that won’t address the real economic issues causing crime. Investing in job creation and local policing can give better results for communities and small businesses.
Read moreMoneyweb · 2026/02/23
The Zimbabwean government, led by the Zanu-PF party, has introduced a bill proposing important changes to the country’s constitution. If passed, this bill will stop the people from directly electing t…
OnABudget takeaway: For South Africans, especially investors and business owners, political changes in Zimbabwe could mean shifts in economic partnerships and market stability in the region. Monitoring these developments helps in making timely and informed financial decisions.
Read moreMoneyweb · 2026/02/22
New discoveries of energy resources under South Africa’s seabed could create up to 50,000 jobs. International oil companies want to work closely with local suppliers and hire South African workers, wh…
OnABudget takeaway: This means more job opportunities and chances for small businesses to grow as international companies look to buy local services and employ South African workers. It’s a good time for investors and workers interested in the energy sector.
Read moreMoneyweb · 2026/02/22
The South African government is planning to introduce tougher rules on gambling advertisements due to rising concerns about the negative impact gambling has on society. Many people and groups have exp…
OnABudget takeaway: Tighter gambling ad rules can help protect consumers from falling into debt and addiction, making it safer for families. Small business owners in the gambling sector may need to adjust their advertising strategies.
Read moreMoneyweb · 2026/02/22
The stock market is currently experiencing what experts call a 'doom loop' related to Artificial Intelligence (AI). Investors are worried because companies involved with AI are not performing as well …
OnABudget takeaway: For everyday investors and small business owners, it is important to be cautious about investing in AI-focused companies right now due to uncertainty and potential losses. Keeping a balanced portfolio and focusing on steady, less risky investments might be safer until the AI market stabilizes.
Read moreMoneyweb · 2026/02/22
Many South Africans who run out of cash often turn to payday loans as a quick fix. These short-term loans might seem helpful initially, but they can cause serious problems when you apply for a home bo…
OnABudget takeaway: Avoid payday loans to protect your credit score and increase your chances of securing a home loan. Planning your budget and borrowing wisely can save you from costly financial setbacks.
Read moreMoneyweb · 2026/02/22
The demand for memory chips is rising rapidly due to the growing use of artificial intelligence (AI) technology. This has caused memory prices to increase sharply as big tech companies, called hypersc…
OnABudget takeaway: Higher memory chip prices mean South African consumers might face increased costs for smartphones, computers, and even cars. Small businesses and investors should watch this trend, as supply challenges could affect product prices and availability.
Read moreMoneyweb · 2026/02/21
Cristiano Ronaldo, one of the most famous football players in the world, has invested $7.5 million in Herbalife, a company that offers health and nutrition products. Following the news of his investme…
OnABudget takeaway: Ronaldo’s investment lifts Herbalife’s stock, showing how celebrity endorsements can boost health brands and create new opportunities for local investors. Small business owners in health sectors can learn from this trend to attract attention and grow.
Read moreMoneyweb · 2026/02/21
South Africa is considering changing how home loan interest rates are set by moving away from the prime rate and linking them more closely to the repo rate. The repo rate is the interest rate set by t…
OnABudget takeaway: This change could help you get home loans with clearer and potentially cheaper interest rates, making it easier to plan your budget. Small business owners could also benefit from a more transparent borrowing system tied directly to the repo rate.
Read moreMoneyweb · 2026/02/21
In 2025, African emerging and frontier markets performed very well, marking a break from several years of poor results. Many investors saw strong gains as these markets attracted more attention and in…
OnABudget takeaway: For everyday consumers and small investors, this means opportunities to grow savings through emerging market investments, but it's important to be realistic about risks and avoid putting all your money in one place. For small business owners, better markets can mean more business opportunities locally and through trade.
Read moreMoneyweb · 2026/02/20
Dis-Chem, a major South African pharmacy chain, is positive about its profits despite challenging economic conditions. Nerina Visser, an ETF strategist and advisor, highlights Dis-Chem's strong financ…
OnABudget takeaway: Dis-Chem’s strong profit outlook is good news for consumers relying on affordable healthcare and for investors looking at stable retail stocks. Small businesses and individuals should also watch government budget announcements closely, as these will guide economic support and spending trends.
Read moreMoneyweb · 2026/02/20
Die onafhanklike belastingkonsultant, Piet Nel, het sy insigte gedeel oor wat vanjaar se begroting vir Suid-Afrikaanse belastingbetalers kan beteken. Hy beklemtoon dat die begroting waarskynlik verand…
OnABudget takeaway: Dit is belangrik vir Suid-Afrikaanse verbruikers en klein besighede om bewus te wees van begrotingsveranderings, sodat hulle hul begroting en beleggingsstrategieë kan aanpas en beter voorbereid kan wees op veranderinge in belastingkoste.
Read moreMoneyweb · 2026/02/20
Louis van der Merwe, a founding member of WealthUp, explains how economic abuse of elderly parents can happen and how families can prevent it. Economic abuse involves misusing or controlling an older …
OnABudget takeaway: Be careful when handling your parents’ money to avoid financial harm. Families should talk openly about finances and seek advice to protect their elderly loved ones from abuse.
Read moreMoneyweb · 2026/02/20
South Africa's economy is facing serious challenges from several key issues. Food inflation continues to rise, making everyday groceries more expensive for many households. Illegal mining is disruptin…
OnABudget takeaway: For consumers, rising food prices mean tighter household budgets, while investors and small business owners should stay alert to risks from economic instability and governance issues.
Read moreMoneyweb · 2026/02/20
This week’s business news highlights several important changes affecting South Africa’s economy. Discussions are underway about a new tariff agreement with China, which could impact trade prices and t…
OnABudget takeaway: South Africans could see changes in prices for imported goods due to new trade agreements. Increased renewable energy use might help stabilize electricity costs in the future, while the strong gold market could benefit investors and the economy overall.
Read moreMoneyweb · 2026/02/20
Copper prices are set to fall for the third week in a row. The price of copper for delivery in three months stayed almost the same at about $12,830 per ton on the London Metal Exchange. This happens b…
OnABudget takeaway: Lower copper prices could reduce costs for businesses using copper, potentially leading to cheaper products for consumers. However, investors in mining stocks should be careful as falling prices might impact profits.
Read moreMoneyweb · 2026/02/20
Eskom, South Africa's main electricity supplier, is at a crossroads regarding its future direction and sustainability, with important decisions needed about going green. Clarity on Eskom's long-term p…
OnABudget takeaway: Understanding Eskom's future plans can help consumers prepare for changing electricity costs and availability. Small business owners and investors should watch these reforms closely as they will impact operating expenses and opportunities in the green economy.
Read moreMoneyweb · 2026/02/20
South Africa's 2026 budget will likely keep the VAT rate unchanged, following last year’s decision not to increase it after strong political and economic opposition. The VAT, or value-added tax, is an…
OnABudget takeaway: Keeping VAT the same means consumers won’t face higher prices on basic goods, and small businesses won’t have to adjust their pricing strategies. This stability can help households and entrepreneurs plan their finances more confidently.
Read moreMoneyweb · 2026/02/20
Africa’s wealth story is about finding ways to grow money even when there are risks and uncertainties. Investors look at risk premiums, which are extra returns expected for taking on higher risks. Des…
OnABudget takeaway: For consumers and small business owners, understanding these opportunities can help in making better financial decisions and investments. For investors, recognizing the balance between risk and return in Africa’s markets is key to growing wealth.
Read moreMoneyweb · 2026/02/19
The price of oil has recently jumped due to worries about tensions in the Middle East. This increase is causing concern as it can affect the cost of fuel and other goods in South Africa. Drikus Combri…
OnABudget takeaway: Rising oil prices can make fuel and everyday goods more expensive, so consumers and small businesses should plan their budgets carefully. For investors, energy companies might offer good opportunities amid these price changes.
Read moreMoneyweb · 2026/02/19
Woolworths has announced that their trial of self-service tills will not lead to any job losses. Instead, employees affected by the new technology will be moved to other roles within the company. This…
OnABudget takeaway: Woolworths’ shift to self-service tills means quicker shopping without risking worker jobs, which helps maintain good service levels and job security for employees you might interact with.
Read moreMoneyweb · 2026/02/19
On Thursday, 19 February 2026, RSG hosted a segment called Geldsake with Moneyweb, featuring insights from financial expert Ryk van Niekerk. The discussion focused on the current state of the South Af…
OnABudget takeaway: This discussion reminds consumers to budget carefully and stay informed about economic changes. Small business owners should focus on managing costs and exploring growth opportunities, while investors need to diversify to safeguard their funds.
Read moreMoneyweb · 2026/02/19
Gold Fields, a major gold mining company, has reported a massive profit of R57 billion thanks to increased production in Chile and rising gold prices. This strong performance allowed the company to gi…
OnABudget takeaway: For investors, this means potential strong returns from resources like gold as companies thrive despite global challenges. For consumers, a healthy mining sector can contribute to economic stability and job creation in South Africa.
Read moreMoneyweb · 2026/02/19
Food inflation in South Africa appears steady overall, but a closer look reveals a sharp increase in meat prices. This rise impacts household budgets as meat is a common part of many South Africans' d…
OnABudget takeaway: Rising meat prices mean consumers should plan meals carefully to manage costs. Small businesses can benefit from a steady risk rating to seek investment, but must stay alert to fraud risks and keep marketing strategies fresh to stay competitive.
Read moreMoneyweb · 2026/02/19
Thames Valley Police have started an investigation into misconduct in public office and have arrested a man in his sixties. While the person's identity has not been officially confirmed, reports sugge…
OnABudget takeaway: For South Africans, this situation shows how accountability applies to everyone, including high-profile individuals. It reminds consumers and business owners to stay informed about legal and ethical standards, which can impact public trust and market stability.
Read moreMoneyweb · 2026/02/19
Medscheme and Bonitas, two well-known players in South Africa's medical scheme industry, are preparing for a High Court case next month. Medscheme has accused Bonitas of improper procurement practices…
OnABudget takeaway: If procurement issues in medical schemes lead to higher costs or disruptions, it could affect your medical cover and premiums. Keep an eye on news about your medical scheme to ensure your money is well managed.
Read moreMoneyweb · 2026/02/19
There are growing calls in South Africa to increase the tax-free savings account (TFSA) limits. Old Mutual, a major financial company, suggests that the annual contribution limit should be raised to R…
OnABudget takeaway: If these higher tax-free savings limits are approved, consumers can save more money without worrying about taxes, helping build stronger personal finances. Small business owners and investors might also benefit from better returns through greater tax-free investments.
Read moreMoneyweb · 2026/02/19
Lesotho recently gained access to affordable, high-speed internet through the Starlink satellite network. This development shows how important fast and reliable internet is for improving education, bu…
OnABudget takeaway: Affordable, high-speed internet can open doors for individuals and small businesses to grow and earn more. Getting better internet at a fair price is essential for South Africans keen to improve their financial situation.
Read moreMoneyweb · 2026/02/18
Gold prices have recently increased, benefiting DRDGold, a major South African gold mining company. As a result of higher gold prices, DRDGold has declared a higher dividend payment to its shareholder…
OnABudget takeaway: Higher gold prices mean better dividends for investors and a potential boost for local mining jobs and businesses. This is good news for consumers and investors linked to the mining sector.
Read moreMoneyweb · 2026/02/18
OBK has introduced a new fund aimed at supporting mining projects in South Africa. Heidi Sternberg, a mining sector specialist at OBK, explained that the fund is designed to provide financial backing …
OnABudget takeaway: For entrepreneurs and investors in the mining sector, the OBK fund offers a valuable opportunity to access financing for new projects. Consumers could also benefit indirectly from economic growth and increased employment in mining communities.
Read moreMoneyweb · 2026/02/18
The JSE SA Trade Connect Conference 2026 brought together important people from South Africa's financial markets to discuss how the market operates, the changes it is undergoing, and the reforms neede…
OnABudget takeaway: These reforms could make it easier and safer for everyday South Africans to invest or start a business, potentially leading to better financial opportunities and job creation.
Read moreMoneyweb · 2026/02/17
Phishing has become the most common cyber threat in South Africa, targeting individuals and businesses alike. This type of online scam tricks people into revealing personal information, such as passwo…
OnABudget takeaway: Consumers should stay alert to phishing scams to protect their money and personal data. Small business owners need to invest in simple cybersecurity measures to avoid costly attacks that can disrupt their operations.
Read moreMoneyweb · 2026/02/17
South Africa’s energy regulator, NERSA, has given the go-ahead for BluEnergy to enter the country's power trading market. This approval means BluEnergy can now operate throughout the electricity value…
OnABudget takeaway: Increased competition in South Africa’s power sector can lead to better electricity options and prices for consumers and small businesses. For investors, new players like BluEnergy create fresh opportunities in the growing energy market.
Read moreMoneyweb · 2026/02/17
Investors have shown strong interest in South African government bonds during a recent weekly debt sale. This increased demand comes just before the country’s upcoming budget announcement next week. G…
OnABudget takeaway: For everyday South Africans, strong bond sales can lead to more stable government finances, helping to keep borrowing costs down and potentially supporting better public services. For investors and small businesses, it signals that the government is able to attract funds to manage its debt, which could mean less financial uncertainty.
Read moreMoneyweb · 2026/02/17
South Africa continues to lead Africa in merger and acquisition (M&A) deal values forecasted for 2025, showing its strong position in the regional business landscape. Despite this dominance, the overa…
OnABudget takeaway: For consumers and small business owners, South Africa’s strong M&A market can mean better business opportunities and potential job growth. Investors should watch closely, as local companies involved in big deals may offer promising options despite global uncertainties.
Read moreMoneyweb · 2026/02/17
The Good Hope Centre in Cape Town, which opened in 1976 as a multipurpose indoor arena, is set to be sold at auction. The venue lost popularity and went into decline after the Cape Town International …
OnABudget takeaway: For investors and small business owners, this auction is a chance to invest in Cape Town’s real estate market and contribute to the city’s growth. Consumers might see new developments and opportunities in the area that could bring better services or facilities.
Read moreMoneyweb · 2026/02/17
South Africa is making important changes by shifting away from using coal for energy. The country is exploring new ways to use old coal mines and power stations for cleaner, greener purposes. Instead …
OnABudget takeaway: For everyday South Africans and small business owners, this shift means cleaner air and new job opportunities in green energy and farming. Investors could consider supporting green projects as the country moves away from coal.
Read moreMoneyweb · 2026/02/16
6G technology is set to dramatically change the world by offering much faster data speeds, lower delays, and broader connectivity compared to 5G. Pieter Geldenhuys, a future expert and director at the…
OnABudget takeaway: For consumers and small business owners, 6G means faster, more reliable internet and access to new technologies that can improve everyday life and work. Investors should watch for early opportunities as South Africa develops its 6G infrastructure and services.
Read moreMoneyweb · 2026/02/16
The latest episode of RSG Geldsake with Moneyweb, aired on Monday 16 February 2026, featured expert financial insights from Ryk van Niekerk. The discussion focused on key economic trends affecting Sou…
OnABudget takeaway: South Africans should focus on smart saving and investing strategies to protect their money amid economic changes. Small business owners need to stay updated on market trends to make better financial decisions.
Read moreMoneyweb · 2026/02/16
The South African Reserve Bank plans to stop using the prime lending rate, which has long been the main benchmark for loan interest rates. Instead, the Reserve Bank wants to introduce its own official…
OnABudget takeaway: For consumers and businesses, this means more honest and clear interest rates on loans, helping you better understand and compare borrowing costs. Investors should watch for how this change might affect lending and borrowing in the economy.
Read moreMoneyweb · 2026/02/16
South Africa is facing a serious foot-and-mouth disease (FMD) outbreak that is affecting farmers, especially those who raise pigs, leading to higher pork prices. This crisis is causing concern about f…
OnABudget takeaway: Consumers should expect higher pork prices due to the FMD crisis, affecting their monthly food budget. Small business owners in farming need to prepare for stricter tax rules, while wine lovers can enjoy world-class local wines.
Read moreMoneyweb · 2026/02/16
Bitcoin has struggled recently, experiencing four consecutive weeks of losses. In the most recent week, it dropped by 2.6%, wiping out a brief rise that almost pushed its price back to $71,000 on Satu…
OnABudget takeaway: For consumers and investors, Bitcoin’s recent decline signals the need to be cautious, as the market remains unpredictable. Small investors should consider the risks and not invest more than they can afford to lose.
Read moreMoneyweb · 2026/02/16
South African government bonds have become more attractive to investors recently. The yield on the 10-year government bond has dropped by over 300 basis points, falling to about 8% from its peak in Ap…
OnABudget takeaway: Lower bond yields mean borrowing costs for the government might stay affordable, which could support economic growth. For consumers and investors, stable or improving government finances can mean a more secure economy and better investment opportunities.
Read moreMoneyweb · 2026/02/16
The Prudential Authority in South Africa has opened its final consultation on proposed changes to the rules governing commercial paper. Commercial paper is a type of short-term borrowing used by compa…
OnABudget takeaway: These tighter commercial paper rules mean safer investments and more clarity for businesses raising short-term funds. Small businesses and investors should stay informed about the new regulations to make smarter financial decisions.
Read moreMoneyweb · 2026/02/16
South Africa's President Cyril Ramaphosa has highlighted improvements in the country's electricity system, which has been unstable for years. The government is working hard to reduce power outages tha…
OnABudget takeaway: More stable electricity means fewer disruptions for consumers and small businesses, potentially lowering costs and boosting productivity. Investors may also see improved confidence in South Africa's economy.
Read moreMoneyweb · 2026/02/16
Airbnb's CEO Brian Chesky has shared insights about the company's growth. He compared Airbnb's expansion to how Amazon started by selling books and later grew to offer everything. Airbnb began with si…
OnABudget takeaway: This means more travel options and experiences could be available on Airbnb, potentially at competitive prices. For small business owners and hosts, it signals opportunities to offer new services and reach more customers through the platform.
Read moreMoneyweb · 2026/02/15
Recent tensions in the Middle East have sparked fears about rising oil prices. While many conflicts do not significantly affect oil markets, certain serious situations can push the price of crude oil …
OnABudget takeaway: For everyday South Africans, higher oil prices often mean more expensive fuel and higher costs for goods and transport. Small businesses should prepare for potential increases in expenses if oil prices climb above $100.
Read moreMoneyweb · 2026/02/15
South Africa faces challenges with its electricity grid, but solar energy from homes and electric vehicles (EVs) could offer solutions. Many households have solar panels that produce more energy than …
OnABudget takeaway: For consumers and small businesses, investing in solar panels and EVs not only saves money on electricity but can also help earn credits by supporting the grid. This makes clean energy more affordable and benefits all South Africans by making power supply more stable.
Read moreMoneyweb · 2026/02/14
In Singapore, the richest people own more wealth than the bottom 80% of the population combined. This major gap in wealth is mostly due to property ownership, which has pushed the rich even further ah…
OnABudget takeaway: For everyday South Africans, this highlights the risks of relying too much on property for wealth. It’s important to explore other ways to grow your money and be aware of how unequal property ownership can affect your financial future.
Read moreMoneyweb · 2026/02/14
A recent study by the New York Federal Reserve shows that nearly 90% of the costs from tariffs imposed in 2025 were paid by U.S. companies, not foreign exporters. Tariffs are taxes placed on imported …
OnABudget takeaway: Higher tariff costs for U.S. businesses could mean price changes in imported goods, affecting what South African consumers pay. Small businesses should watch global trade news as these shifts can influence costs and competitiveness.
Read moreMoneyweb · 2026/02/14
South Africa's middle managers are becoming very important for the future of businesses and the economy, especially looking ahead to 2026 and beyond. According to Dr Chris Blair, these middle managers…
OnABudget takeaway: For consumers and small business owners, well-prepared middle managers mean better service and more innovation from companies. Investors should watch how firms manage this generational shift as it affects long-term business success.
Read moreMoneyweb · 2026/02/14
Many South Africans are choosing to leave the national electricity grid because of frequent power cuts and high electricity costs. As a result, more people are turning to solar mini-grids, which are s…
OnABudget takeaway: Solar mini-grids could save money and provide more reliable power for consumers and small businesses, but check costs carefully before switching. Investors might find opportunities in renewable energy, while fairness and affordability must be monitored.
Read moreMoneyweb · 2026/02/13
Dr Danie Odendaal, the managing director of Veearts Netwerk, has been removed from the Bek-en-klouseer task team. While specific details about the reasons for his removal have not been fully disclosed…
OnABudget takeaway: Changes in leadership in important agricultural teams like Bek-en-klouseer can affect industry policies that impact livestock farmers and suppliers. Small business owners and investors in this sector should stay informed, as such shifts may influence costs and market stability.
Read moreMoneyweb · 2026/02/13
On Friday, 13 February 2026, RSG's financial program 'Geldsake' featured insights from Moneyweb expert Ryk van Niekerk. The discussion covered key topics relevant to South African business and finance…
OnABudget takeaway: This program offers valuable, easy-to-understand advice that helps everyday South Africans make better financial decisions, save money, and grow their investments wisely.
Read moreMoneyweb · 2026/02/13
The South African rand has recently strengthened against other currencies, which is positive news for new vehicle prices in the country. Toyota, one of the leading car manufacturers, expects this curr…
OnABudget takeaway: A stronger rand means new cars may cost less than expected, which is good news for consumers planning to buy vehicles. Small business owners who depend on vehicles might also benefit from smaller price hikes.
Read moreMoneyweb · 2026/02/13
South Africa's municipal power crisis is worsening due to flawed policies and rising tariffs set by the National Energy Regulator of South Africa (Nersa). Every year, Nersa determines the electricity …
OnABudget takeaway: Consumers and small businesses should prepare for continued increases in electricity costs and consider energy-saving measures to manage rising bills. Investors should watch for challenges in municipal revenue that may affect local economies.
Read moreMoneyweb · 2026/02/13
The South African hotel industry is facing ongoing challenges despite signs of recovery. While it may seem like the sector is bouncing back, deeper analysis shows that many hotels are still struggling…
OnABudget takeaway: For consumers, this might mean fewer affordable hotel options or higher prices as hotels try to stay afloat. Small business owners in the tourism sector should be cautious and budget for a slow recovery.
Read moreMoneyweb · 2026/02/12
Sanlam Private Equity has acquired a majority share in Medhold, a company that distributes advanced medical technologies. This investment aims to help Medhold grow and reach more healthcare providers …
OnABudget takeaway: This investment means better access to modern medical technologies for South Africans, which could improve health services and patient care. Small health businesses might also benefit from more available products and stronger partnerships.
Read moreMoneyweb · 2026/02/12
The reduction in US funding for HIV aid has created a funding gap of approximately R4 billion in South Africa's NGO sector. The US government previously supported many programs aimed at HIV prevention…
OnABudget takeaway: This funding cut means that consumers and patients might face reduced HIV services unless the government steps in. Small NGOs could also struggle financially, affecting community health efforts.
Read moreMoneyweb · 2026/02/12
President Cyril Ramaphosa delivered his 2026 State of the Nation Address (Sona), outlining the government's plans and priorities for the year ahead. Key topics included efforts to boost the economy, c…
OnABudget takeaway: Consumers can expect government initiatives aimed at improving services and creating jobs, which could help ease cost pressures. Small businesses should watch out for support programs announced to help them grow and survive tough economic times.
Read moreMoneyweb · 2026/02/12
Aspen Pharmacare, a major South African pharmaceutical company, has reported a drop in its earnings for the first half of the year. This decrease is mainly due to one-time restructuring costs connecte…
OnABudget takeaway: For consumers and investors, Aspen’s temporary earnings drop signals short-term caution, but the company’s commitment to growth could lead to stronger performance and stability in the future.
Read moreMoneyweb · 2026/02/12
South Africa's hospitality sector is facing increasing challenges as economic difficulties and global uncertainties put pressure on businesses. While many African CEOs remain optimistic about growth p…
OnABudget takeaway: Consumers and small business owners should be aware of potential service disruptions in hospitality and healthcare. Investors should watch the market closely before making large commitments while considering emerging opportunities in Africa.
Read moreMoneyweb · 2026/02/12
Altron, a major South African technology company, has seen its share price rise by 8% following an announcement that its earnings are expected to increase by at least 50%. The company predicts that it…
OnABudget takeaway: For consumers and small investors, Altron’s strong earnings growth means increased market confidence, which could translate into better investment opportunities and job prospects in the tech sector.
Read moreMoneyweb · 2026/02/12
Residents in Johannesburg are protesting because they have had no water supply for up to 24 days. People gathered in the streets with empty containers to show their frustration with the ongoing water …
OnABudget takeaway: Water shortages increase household costs and disrupt daily routines, especially for low-income families. Small businesses relying on water may also face challenges, so it's important to stay informed and prepare for supply interruptions.
Read moreMoneyweb · 2026/02/12
South Africa's Real Estate Investment Trusts (REITs) have faced challenges in recent years due to economic uncertainty and market conditions. However, the biggest obstacle for the property sector is n…
OnABudget takeaway: For consumers and small investors, this means that property investments through REITs might become more profitable as market challenges ease, offering a chance to grow your money in real estate without large upfront costs.
Read moreMoneyweb · 2026/02/12
Magda Wierzycka, CEO of Sygnia, recently shared her concerns at Davos about artificial intelligence (AI) and its impact on global markets and power. She highlighted how AI is rapidly changing industri…
OnABudget takeaway: Consumers and investors should keep a close eye on AI developments and market shifts caused by big tech companies. Small business owners may need to adapt quickly to new technologies to stay competitive in this changing global landscape.
Read moreMoneyweb · 2026/02/11
The 'RSG Geldsake met Moneyweb' segment on Wednesday, 11 February 2026, featured insights from financial expert Ryk van Niekerk. The discussion covered important topics like the current economic outlo…
OnABudget takeaway: This update helps consumers and small business owners stay informed about key financial trends, encouraging smarter budgeting and investment choices in a changing economy.
Read moreMoneyweb · 2026/02/11
South African Airways (SAA) has reported a return to profitability after years of losses that were mainly covered by government support. Before the Covid-19 pandemic, SAA relied heavily on taxpayer mo…
OnABudget takeaway: This return to profit means less strain on taxpayers and offers hope for more reliable air travel options. For investors and small business owners, it signals growing stability in South Africa’s aviation sector.
Read moreMoneyweb · 2026/02/11
A new development called Westown Square in Shongweni, KwaZulu-Natal, is growing quickly and being called the 'City of the West'. This project is helping to boost the local area by adding more places t…
OnABudget takeaway: New housing and shopping areas in Shongweni mean more affordable homes and better shopping choices for local buyers. Small business owners could also find new customers as the area grows.
Read moreMoneyweb · 2026/02/11
South Africa’s non-profit organizations are facing increasing pressure due to strict financial regulations and red tape. These rules, while meant to ensure accountability, are making it difficult for …
OnABudget takeaway: For small businesses and non-profits, navigating tough financial rules means extra costs and stress, so it’s important to seek help in compliance. Consumers should watch how government handles basic services like water, as these impact everyday expenses and quality of life.
Read moreMoneyweb · 2026/02/11
Namibia is facing a serious outbreak of Foot-and-Mouth Disease (FMD) among its livestock, and the country needs more funds to tackle this problem. FMD is a highly contagious virus that affects cattle,…
OnABudget takeaway: If you are a farmer or involved in the livestock sector, you need to be aware of the risks and prepare for possible disruptions. More funding for disease control means better protection of animals and your income. Consumers might also see impacts on meat prices if the outbreak worsens.
Read moreMoneyweb · 2026/02/11
Capitec Bank is expecting a strong rise in its full-year earnings, potentially increasing by up to 25%. This growth is mainly driven by simpler fee structures, expansion in their insurance services, a…
OnABudget takeaway: This growth means Capitec is becoming more profitable, which is good news for investors. For consumers, the bank’s simplified fees and increased lending options could offer more accessible financial services.
Read moreMoneyweb · 2026/02/10
Dr Faith Peta, a chief research technician at the Onderstepoort Veterinary Faculty of the Agricultural Research Council, explains the complex process of making a vaccine for foot-and-mouth disease (be…
OnABudget takeaway: Understanding the complexity of vaccine production for foot-and-mouth disease highlights the importance of ongoing investment in agricultural research to protect livestock and support farmers, which benefits the wider economy and food security.
Read moreMoneyweb · 2026/02/10
On 10 February 2026, Ryk van Niekerk appeared on RSG Geldsake with Moneyweb to discuss current trends in South African business and finance. The talk covered important topics such as market movements,…
OnABudget takeaway: This show highlights the need for South Africans to keep up with financial news to make smart money choices. For consumers and small business owners, understanding market trends can help manage budgets better and identify safe investment opportunities.
Read moreMoneyweb · 2026/02/10
Standard Bank's chief economist, Goolam Ballim, believes that South Africa's stock market remains attractive for investors. He suggests that 2026 will offer more predictability compared to last year, …
OnABudget takeaway: For investors and small business owners, this means there could be better chances to make smart financial decisions and grow savings or business capital as the market becomes clearer and less risky.
Read moreMoneyweb · 2026/02/10
Botswana is facing financial challenges as diamond sales have dropped, causing a slump in income from this key resource. Diamonds have been a major part of the country's earnings, contributing an impo…
OnABudget takeaway: Higher income taxes in Botswana may increase the cost of living and doing business, so consumers and small business owners should prepare for tighter budgets. Investors should watch how these changes affect Botswana’s economy and investment climate.
Read moreMoneyweb · 2026/02/10
South African businesses are closely examining office return policies amid growing concerns about labour risks. As companies try to balance safety and productivity, many are rethinking how and when em…
OnABudget takeaway: For consumers and small businesses, ongoing labour and infrastructure challenges may affect job stability and access to services. Investors should watch how companies adapt office policies and manage risks to stay productive and competitive.
Read moreMoneyweb · 2026/02/10
Zimbabwe's economy is expected to grow significantly in the coming years, with forecasts predicting an 8.5% expansion in 2026, and possibly reaching between 9% and 10%. This is a much faster growth ra…
OnABudget takeaway: Strong economic growth in Zimbabwe could lead to more business opportunities and regional trade benefits, but consumers and investors should watch out for inflation or risks that could come with rapid changes.
Read moreMoneyweb · 2026/02/09
Hyprop, a South African real estate investment trust (REIT), has sold 50% of its interest in the Woodlands Boulevard shopping centre for R791 million. This sale is part of the company's strategy to re…
OnABudget takeaway: This sale shows how property investors like Hyprop manage their investments to stay strong and grow over time, which can impact rental prices and retail spaces for consumers and small businesses.
Read moreMoneyweb · 2026/02/09
The famous Hilton Durban hotel has closed after the hotel group ended its management agreement. This means Hilton no longer runs the hotel, and it has stopped accepting bookings under the Hilton brand…
OnABudget takeaway: Consumers should be cautious when booking hotels in Durban and double-check which company is managing the property. Small business owners in tourism may see fewer visitors if such hotels remain closed or lose trusted branding.
Read moreMoneyweb · 2026/02/09
Young South Africans under the age of 44 are driving a new wave of optimism in the country's property market. This shift highlights a growing confidence among younger buyers and investors, signaling p…
OnABudget takeaway: Younger South Africans' growing interest in property suggests opportunities for first-time buyers and investors. Meanwhile, rising cyberattacks mean consumers and businesses should prioritize online security to protect their finances.
Read moreMoneyweb · 2026/02/09
South Africa has seen growing interest in stablecoins, a type of cryptocurrency designed to be less volatile by being linked to stable assets like the US dollar. This makes them attractive for people …
OnABudget takeaway: While stablecoins may seem like a safer crypto option, consumers and small business owners should be cautious due to the current lack of regulation and risk of financial loss. Investors should stay informed about changes in rules to protect their money.
Read moreMoneyweb · 2026/02/09
In the world of finance, risk often creates chances for reward. Investors should be careful not to join the so-called 'AI arms race,' where companies spend huge amounts on developing artificial intell…
OnABudget takeaway: For everyday consumers and small investors, sticking to well-known companies like Netflix can offer steadier growth and less risk than jumping into fast-moving, expensive tech races. It’s better to invest wisely than to risk losing money on uncertain high-tech ventures.
Read moreMoneyweb · 2026/02/09
Hlelo Giyose highlights the importance of risk management in investing, especially during unstable times. With many challenges like supply chain problems and global shocks affecting the market, invest…
OnABudget takeaway: For everyday investors and small business owners, being careful with your investments and planning for risks helps protect your savings and supports steady growth despite uncertain markets.
Read moreMoneyweb · 2026/02/08
Dr Riaan Steenberg, executive director at Eduvos, highlights the importance of adaptability, critical thinking, and resilience for future employment success, especially in a world increasingly influen…
OnABudget takeaway: In a fast-changing job market, building adaptable skills can help you stay employable and open doors to opportunities, even if you can't afford expensive degrees. For small businesses, hiring flexible workers who learn quickly can boost innovation and growth.
Read moreMoneyweb · 2026/02/08
The Masters’ offices in Johannesburg and Pretoria are still being run by acting heads because permanent appointments have not yet been made. These offices are important as they oversee the administrat…
OnABudget takeaway: Consumers and small business owners should be aware of possible delays when dealing with estates and trusts in Johannesburg and Pretoria, so plan accordingly. Investors involved in trusts might need to expect slower processing times until permanent appointments are made.
Read moreMoneyweb · 2026/02/08
South African shipping companies face a challenging year ahead in 2026 as the reopening of the Red Sea trade routes brings major changes to the industry. Freight rates, which are the fees shipping com…
OnABudget takeaway: For consumers, there may be fluctuations in prices or delivery times for imported goods. Small business owners and investors should watch freight rate changes closely to manage costs and explore new opportunities in shipping.
Read moreMoneyweb · 2026/02/08
The Lobito Corridor in Angola, an important trade route built during colonial times, is being revived through new investments. This corridor connects Angola's port of Lobito to neighboring countries, …
OnABudget takeaway: The revival of the Lobito Corridor could mean better trade routes and business opportunities for small companies, but consumers and local entrepreneurs should watch closely to ensure fair benefits and avoid being sidelined by bigger players.
Read moreMoneyweb · 2026/02/07
South Africa's Social Security Agency (Sassa) has paused payments to about 70,000 grant recipients as part of a larger review involving nearly 400,000 people. The government is increasing checks to ma…
OnABudget takeaway: For individuals relying on social grants, it's important to keep your details up to date and respond promptly to any Sassa requests to avoid payment delays. Small business owners should also be aware that a delay in grant payments might affect local spending patterns.
Read moreMoneyweb · 2026/02/07
With advancements in technology, the idea of an ‘AI afterlife’ is now becoming real. This means that after a person passes away, their digital presence can continue to exist through artificial intelli…
OnABudget takeaway: Consumers and small business owners should start thinking about their digital footprint and legal rights relating to online data. Planning ahead can protect your legacy and help avoid complications for family members later.
Read moreMoneyweb · 2026/02/07
Swiss watchmaker Breitling has announced a new partnership with the Aston Martin Formula One team, taking over from Girard-Perregaux. This move places Breitling in a key role within the fast-paced and…
OnABudget takeaway: This partnership shows how luxury brands use sports to attract wealthy customers, which may influence local retailers and watch prices. For small businesses, tapping into trending partnerships can boost brand value and customer interest.
Read moreMoneyweb · 2026/02/06
Jaco Fouché, a financial advisor at Jenwil BlueStar, talks about behavioural finance and how even smart people make money mistakes. He explains that many financial decisions are influenced by emotions…
OnABudget takeaway: Knowing that even intelligent people make mistakes shows the importance of learning about behavioural finance. Small business owners, investors, and consumers should focus on staying calm and making informed financial decisions to avoid common traps.
Read moreMoneyweb · 2026/02/06
The article titled 'RSG Geldsake met Moneyweb – Vrydag 6 Februarie 202' features a financial discussion by Tinus de Jager from Moneyweb. Although the content details are minimal, it is likely focused …
OnABudget takeaway: This kind of financial update helps consumers and small business owners stay informed about economic trends, so they can make smarter budgeting and investment decisions even when details are scarce. Staying connected to reliable financial news sources is key.
Read moreMoneyweb · 2026/02/06
The chief regulator of Wall Street has warned that increased activity in prediction markets will lead to more enforcement actions. Prediction markets are platforms where people can bet on the outcome …
OnABudget takeaway: For everyday South Africans interested in new trading options or investments, it’s important to remember that not all platforms are risk-free or less regulated. Always be cautious and informed when exploring prediction markets or similar betting platforms.
Read moreMoneyweb · 2026/02/06
The S&P 500, a major stock market index in the US, fell by 1.2% to close at 6,798.40 recently. Investors are worried about the effects of artificial intelligence (AI) on the market, causing more selli…
OnABudget takeaway: For consumers and investors, the current market dip highlights the need to be careful with investments, focusing on long-term stability rather than short-term gains. Small business owners should watch how AI might impact their sectors to plan better ahead.
Read moreMoneyweb · 2026/02/06
Discovery, one of South Africa's leading financial services companies, has purchased its head office from real estate investors Growthpoint and Zenprop for R4 billion. This move means that instead of …
OnABudget takeaway: For consumers and small businesses, this means Discovery is working to manage costs better, which might lead to stable or improved services. Investors can see this as a sign of the company’s strong position and long-term planning. Owning assets like property can also spread financial risk compared to leasing.
Read moreMoneyweb · 2026/02/06
A recent study has revealed that gambling in South Africa is increasing, with 39% of online bettors gambling more now than they did a year ago. This trend is worrying because many people are choosing …
OnABudget takeaway: For consumers, this means being cautious about gambling habits to avoid financial trouble. Small business owners and investors should note the increasing focus on online gambling, which might affect people's spending on other goods and services.
Read moreMoneyweb · 2026/02/06
The V&A Waterfront in Cape Town has reported a strong performance during the festive season, showing growth and resilience in the retail and tourism sectors. This success comes amid ongoing plans for …
OnABudget takeaway: This growth at V&A Waterfront means more job opportunities and better shopping options for locals. Small businesses and investors could benefit as tourism and retail sectors expand, but it’s also a sign to budget wisely as living and leisure costs in the area may rise.
Read moreMoneyweb · 2026/02/06
South Africa's economy is showing signs of improvement after several tough years. Analysts believe the country is in a better position now compared to two to four years ago, thanks to stronger financi…
OnABudget takeaway: For everyday South Africans, this means a potential increase in job opportunities and more stable prices in the future. Small businesses and investors could also benefit from a more stable economy as consumer spending improves.
Read moreMoneyweb · 2026/02/05
Julia Rosslee, co-founder of Julep Flowers, built her business from a passion for love and helping relationships grow. Julep Flowers started as a simple idea to bring beautiful, fresh flowers to peopl…
OnABudget takeaway: For consumers, Julep Flowers shows how affordable, thoughtful gifts like flowers can strengthen relationships without breaking the bank. Small businesses can learn from Julia’s focus on quality and customer care to build loyal clients even in challenging economic times.
Read moreMoneyweb · 2026/02/05
Tonight’s business update covers key developments in South Africa’s financial sector. Lesaka Technologies provided an important update, showing progress in its operations, which could impact its marke…
OnABudget takeaway: With Afreximbank’s support, local businesses may find new funding opportunities, aiding growth and job creation. Consumers and investors should monitor these developments as improved financial stability could lead to better economic prospects.
Read moreMoneyweb · 2026/02/05
South Africa has officially joined the African Export-Import Bank (Afreximbank), securing access to R175 billion in funding. This membership is important because Afreximbank helps boost trade between …
OnABudget takeaway: This new funding and trade support makes it easier and cheaper for South African businesses to export and import goods, which can lower costs and create more job opportunities for everyone. Investors should watch for new trade growth, while small businesses could access better financial support to expand.
Read moreMoneyweb · 2026/02/05
ArcelorMittal South Africa has managed to reduce its earnings before interest, taxes, depreciation, and amortisation (Ebitda) loss to R1.1 billion in 2025, showing improvement despite difficult market…
OnABudget takeaway: The company’s reduced losses show it is improving but still faces financial challenges. Consumers and small businesses linked to the steel industry should stay alert to market changes, while investors should watch for signs of further recovery before committing.
Read moreMoneyweb · 2026/02/05
The minimum wage in South Africa has increased to R30.32 per hour, affecting not only workers' pay but also various sectors of the economy. This rise aims to improve living standards but also means bu…
OnABudget takeaway: The minimum wage increase means workers have slightly more spending power, but small businesses may face higher costs. Investors should watch mining policies closely as they affect long-term economic stability.
Read moreMoneyweb · 2026/02/05
The South African government has invested R322.97 million into a local rare earths project. This funding aims to boost the production of critical minerals that are essential for many modern technologi…
OnABudget takeaway: This government investment could lead to new job opportunities and economic growth, which may help stabilize communities dependent on mining. For consumers, it means South Africa is working towards becoming more important globally in technology mineral production.
Read moreMoneyweb · 2026/02/05
The Zaad group, a key player in South Africa's agricultural sector, has been acquired for R1.4 billion. Jannie Stockenström, the investment head at WIPHOLD, discussed this significant transaction. Thi…
OnABudget takeaway: For everyday consumers and small business owners in agriculture, this deal could mean better agricultural products and possibly improved pricing due to the increased efficiency. Investors might see this as a chance to follow South African agricultural stocks more closely.
Read moreMoneyweb · 2026/02/04
Zaru is South Africa's newest stablecoin, which is pegged to the South African rand. This means its value stays stable, unlike other cryptocurrencies that can be very volatile. Earle Loxton, CEO of Ea…
OnABudget takeaway: Zaru could help South Africans avoid the ups and downs of crypto prices while enjoying fast and affordable digital payments. This is good news for consumers and small businesses looking for secure ways to handle money online without risking much value loss.
Read moreMoneyweb · 2026/02/04
On Wednesday, 4 February 2026, Ryk van Niekerk hosted the RSG Geldsake show in partnership with Moneyweb, discussing key topics in South African business and finance. The program covered recent market…
OnABudget takeaway: This show offers valuable tips on managing your money better during uncertain times, helping you save and invest wisely. Small business owners can learn important strategies to adapt and thrive despite economic pressures.
Read moreMoneyweb · 2026/02/04
The United States has expressed strong criticism of South Africa's decision to expel a senior Israeli diplomat. This move by South Africa has caused tensions between the two countries and sparked a re…
OnABudget takeaway: Diplomatic conflicts like this could lead to uncertainties in trade and investment. Small businesses and consumers should watch for any changes in import costs or investment trends that might affect prices and job availability.
Read moreMoneyweb · 2026/02/04
The South African government has announced a 5% increase in the hourly minimum wage, raising it to R30.23 starting next month. This rise is higher than many expected and aims to help low-income worker…
OnABudget takeaway: For consumers earning minimum wage, this increase offers a better chance to afford daily needs. Small business owners should plan for slightly higher labor costs but may benefit from increased local spending.
Read moreMoneyweb · 2026/02/04
The article titled 'Anti-cancer foods: Science or supermarket spin?' explores whether certain foods genuinely help prevent cancer or if this is mainly marketing hype. It discusses how some foods are p…
OnABudget takeaway: Consumers should be cautious of expensive 'anti-cancer' foods marketed as miracle cures. Focus on affordable, balanced meals and good health habits instead of relying on costly products with uncertain benefits.
Read moreMoneyweb · 2026/02/03
British American Tobacco (BAT) is closing one of its factories in South Africa, and this move is causing concern among local tobacco farmers. Francois van der Merwe, spokesperson for the South African…
OnABudget takeaway: For small tobacco farmers, BAT’s factory closure may mean less income and fewer job opportunities. It’s important for farmers and workers to look for ways to diversify their income and find new markets to stay financially stable.
Read moreMoneyweb · 2026/02/03
On 3 February 2026, RSG's business show 'Geldsake' featured insights from Moneyweb's Ryk van Niekerk. The program discussed recent developments in South Africa's economy, focusing on how market trends…
OnABudget takeaway: Keeping up with economic news helps you make better choices with your money, whether you are saving, investing, or running a small business. Simple budgeting and staying informed can protect your finances during uncertain times.
Read moreMoneyweb · 2026/02/03
The Big Mac Index is a popular tool used to compare the value of currencies by looking at the price of a Big Mac burger in different countries. According to this index, the US dollar should be worth l…
OnABudget takeaway: For consumers, a weaker rand can mean higher prices for imported goods and food items. Investors and small business owners should watch the currency closely as it can impact costs and profits.
Read moreMoneyweb · 2026/02/03
Three South African municipalities have started reworking their old electricity tariffs. This means they are reviewing and changing the prices they charge for electricity to better reflect costs or me…
OnABudget takeaway: If you live or run a business in the affected municipalities, expect changes in your electricity bills. Keeping an eye on these changes can help you manage your budget better and reduce unexpected costs.
Read moreMoneyweb · 2026/02/02
Many South Africans are dealing with debt, especially with high interest rates making repayments costly. Stian de Witt, Executive Head of Financial Planning at NMG Benefits, explains the importance of…
OnABudget takeaway: Paying off debt faster can save you money on interest and free up cash for other needs. South Africans should prioritize high-interest debts but keep enough for daily costs to avoid financial strain.
Read moreMoneyweb · 2026/02/02
South Africa is currently facing several challenges that affect business and trade. There is a significant backlog in fruit exports due to delays at Transnet Port Terminals, which is impacting farmers…
OnABudget takeaway: Delays in fruit exports and challenges in the auto and smelting sectors could increase costs for consumers and investors. Small businesses in these industries may need to plan carefully for disruptions and seek ways to manage financial risks.
Read moreMoneyweb · 2026/02/02
South African fruit exporters are facing significant financial losses due to delays at Transnet-operated ports. Strong winds, sometimes reaching speeds of 120 km/h at the Port of Cape Town, have led t…
OnABudget takeaway: Consumers might face higher prices for fresh fruit as exporters struggle with delays. Investors and small businesses in agriculture and shipping should watch for ongoing disruptions impacting profits and supply chains.
Read moreMoneyweb · 2026/02/02
South Africa's factory sector is showing signs of improvement as local demand increases. The Purchasing Managers’ Index (PMI), which measures the health of the manufacturing industry, rose from 40.5 t…
OnABudget takeaway: For consumers, increased factory activity could mean more locally made products are available and possibly at better prices. Small business owners might find more opportunities to source goods locally, while investors could see signs of recovery in the manufacturing sector.
Read moreMoneyweb · 2026/02/02
Shoprite, one of South Africa's leading supermarket chains, has shown strong growth despite a challenging economy. The company reported sales of R136.8 billion, driven by the success of its Checkers S…
OnABudget takeaway: Consumers benefit from more affordable prices and convenient shopping options, while small business owners can learn from Shoprite's strategy to grow through innovation and expansion despite tough market conditions.
Read moreMoneyweb · 2026/02/02
South Africans are experiencing lower petrol and diesel prices thanks to a stronger rand. Since February, fuel costs have dropped significantly, reaching their cheapest levels in four years. This is m…
OnABudget takeaway: Lower fuel prices mean consumers can save money on travel and daily expenses. Small business owners will also benefit from reduced transport and delivery costs, helping them manage budgets better.
Read moreMoneyweb · 2026/02/02
In South Africa, small and medium-sized enterprise (SME) lending is changing rapidly. The market has become more competitive and rules around lending have gotten stricter. Technology is playing a bigg…
OnABudget takeaway: For small business owners, new tech can make getting loans faster, but building solid relationships with lenders remains key to securing funding. Investors should watch for companies that blend tech and personal touch for better loan performance.
Read moreMoneyweb · 2026/02/02
Coronation, a leading South African investment fund manager, has decided not to invest in gold stocks or even gold itself at the moment. Despite gold traditionally being seen as a safe investment duri…
OnABudget takeaway: For everyday investors and small business owners, this means it's important to review investment choices regularly rather than just following traditional safe havens like gold. Diversifying investments is key to managing risk and aiming for better returns.
Read moreMoneyweb · 2026/02/02
A judge dismissed the Road Accident Fund's (RAF) counter application that tried to challenge claims made against it. The court strongly suggested that the RAF and its former CEO, Collins Letsoalo, act…
OnABudget takeaway: This ruling may lead to better transparency and fairness in how compensation claims are handled, benefiting ordinary South Africans waiting for Road Accident Fund payouts.
Read moreMoneyweb · 2026/02/01
South Africa is updating its immigration policy by moving many processes online. This means visa applications, renewals, and other important immigration services can now be done digitally instead of i…
OnABudget takeaway: For consumers and small business owners, this digital change could save time and money by simplifying visa-related tasks. Investors may benefit from faster approvals, making it easier to do business in South Africa.
Read moreMoneyweb · 2026/02/01
The Rapokolana sports centre in Lesotho was constructed in 2005 with the hope of becoming a top high-altitude training facility. However, the centre has never fully operated and is now in a poor state…
OnABudget takeaway: This case shows how important it is for small business owners and investors to carefully plan for ongoing costs and management before investing large sums in projects. Without proper follow-through, even big investments can fail and result in losses.
Read moreMoneyweb · 2026/02/01
Transnet, South Africa's state-owned transport and logistics company, has signed a Memorandum of Understanding (MoU) with a Belgian partner to modernise South African ports. This agreement, signed at …
OnABudget takeaway: Better ports mean faster and cheaper transportation of goods, which can help reduce costs for businesses and consumers. This partnership could improve job opportunities in the transport sector and support smaller businesses relying on imports and exports.
Read moreMoneyweb · 2026/02/01
In recent times, Chinese car brands have become a big part of the European car market, with one in every ten cars sold in Europe now being made by a Chinese company. This rise is mainly because Chines…
OnABudget takeaway: For consumers, this means more affordable and quality electric vehicle options are becoming available. For small businesses and investors, it signals a shift in market trends to watch, especially as electric vehicles grow in popularity.
Read moreMoneyweb · 2026/01/31
The rand exchange rate is the value of South Africa's currency compared to other currencies, like the US dollar. It is important because it affects how much South Africans pay for imported goods and s…
OnABudget takeaway: Keeping an eye on the rand exchange rate helps consumers and small businesses plan their spending and investment better, especially when buying imported goods or selling products internationally.
Read moreMoneyweb · 2026/01/31
South Africa's Revenue Service (Sars) is modernizing its operations with a new phase called Modernisation 3.0, focusing on using automation and artificial intelligence (AI) to improve tax compliance. …
OnABudget takeaway: For taxpayers and businesses, it's more important than ever to keep accurate records and stay compliant with tax rules to avoid penalties. Investors and small business owners should be aware that Sars' stronger, tech-driven checks mean less room for error or tax avoidance.
Read moreMoneyweb · 2026/01/31
East Africa is becoming an important area for growth in Africa due to improvements in infrastructure, innovation, and regional cooperation. These factors are helping the economies in East Africa devel…
OnABudget takeaway: For consumers and small business owners, East Africa’s growth means more products and services may become available, possibly at better prices. Investors can look at the region as a promising place to put their money as the economy expands and improves.
Read moreMoneyweb · 2026/01/30
Renier Kriek, the managing director of Sentinel Homes, explains that the main problem with housing in South Africa is not just the high prices but also the limited supply of homes. He believes that to…
OnABudget takeaway: More houses need to be built faster to help reduce home prices and make housing affordable for South Africans. This means small developers and investors should watch for opportunities in housing projects that support faster building.
Read moreMoneyweb · 2026/01/30
On Friday, 30 January 2026, RSG Geldsake partnered with Moneyweb to bring important business and finance news to South Africans. This collaboration aims to provide clear and trustworthy information ab…
OnABudget takeaway: This collaboration means more accessible financial news and advice for South Africans, helping consumers and small business owners make smarter money choices and stay updated on economic changes.
Read moreMoneyweb · 2026/01/30
Gold and silver prices have dropped recently after news about a new Federal Reserve nominee in the United States strengthened the US dollar. The nominee is seen as hawkish, meaning they might support …
OnABudget takeaway: The stronger US dollar and potential interest rate hikes could lead to lower prices for gold and silver, affecting investors and small businesses relying on these commodities. Keeping an eye on currency and Fed decisions is important for budgeting and investment planning.
Read moreMoneyweb · 2026/01/30
Famous Brands, a major player in the South African food and beverage industry, has approved a share buyback program. The company plans to buy back 5% of its shares, starting in February 2026 and conti…
OnABudget takeaway: For small investors and consumers, this share buyback may indicate steady financial health for Famous Brands, possibly leading to stronger share values in the future. It also shows the company is managing cash well, which is a good sign of stability.
Read moreMoneyweb · 2026/01/30
Former President Donald Trump has confirmed Kevin Warsh as the new chair of the Federal Reserve. Warsh, previously known for his tough stance on inflation, surprised many by supporting lower interest …
OnABudget takeaway: South Africans should watch global interest rate changes closely, as shifts by the U.S. Federal Reserve can affect loan rates, inflation, and investment opportunities here at home.
Read moreMoneyweb · 2026/01/30
Recent deadly floods in Limpopo revealed how unprepared the province was for severe weather events. The floods caused significant damage to homes, infrastructure, and farms, leading to loss of life an…
OnABudget takeaway: For South Africans, especially small business owners and homeowners, investing in better flood protection and preparing emergency plans can save money and prevent major financial setbacks during natural disasters.
Read moreMoneyweb · 2026/01/30
South Africa is waiting for the US Congress to vote on a new trade agreement, which builds on the long-standing African Growth and Opportunity Act (AGOA) that has supported trade between the two count…
OnABudget takeaway: For South African consumers and small businesses, this trade deal means steady economic links with the US will likely continue, helping keep jobs and supply chains stable but not offering major new growth. Investors should keep expectations realistic about immediate new opportunities.
Read moreMoneyweb · 2026/01/30
Former US President Donald Trump has announced that he will reveal his choice for the next Federal Reserve chair on Friday morning. This decision ends a long period of uncertainty and speculation abou…
OnABudget takeaway: South Africans with investments or businesses linked to global markets should monitor the Fed chair announcement because it could influence interest rates and the rand's strength, impacting borrowing costs and spending power.
Read moreMoneyweb · 2026/01/29
South African families are facing tough decisions about education amid rising financial pressures and limited university spaces. Despite record matric passes, many students struggle to secure places i…
OnABudget takeaway: For consumers and students, this means exploring affordable, practical education options that improve job chances without breaking the bank. Small businesses may benefit from a workforce with relevant skills and flexible learning backgrounds.
Read moreMoneyweb · 2026/01/29
Many South Africans find it difficult and expensive to bring money into the country through traditional banks. Banks usually charge high fees and take a long time to process international transfers. F…
OnABudget takeaway: Using alternatives like Future Forex can save you money on transfer fees and speed up your funds' arrival, which is great for consumers and small businesses managing tight budgets.
Read moreMoneyweb · 2026/01/29
The National Energy Regulator of South Africa (Nersa) has approved a temporary discount on electricity tariffs for the smelters owned by Glencore-Merafe and Samancor. This decision aims to reduce the …
OnABudget takeaway: This tariff discount could help mining companies reduce costs, potentially protecting jobs and investments. However, consumers and small businesses should stay alert as funding these discounts might lead to changes in electricity prices or subsidies later.
Read moreMoneyweb · 2026/01/29
Nearly one million homeowners in Cape Town are facing higher property rates as the window to object to these increases has now opened. This could mean bigger monthly expenses for many families and lan…
OnABudget takeaway: Higher rates mean homeowners must plan for increased monthly costs, while businesses should consider on-site health services to stay competitive. Understanding and managing debt remains crucial for everyone.
Read moreMoneyweb · 2026/01/29
Artificial Intelligence (AI) is a topic generating a lot of excitement in South Africa and around the world. Some experts, like James Bennett from Anchor, caution that while AI brings promising opport…
OnABudget takeaway: For consumers and small businesses, this means being cautious about jumping on the AI bandwagon until the technology proves its value. Investors should seek clear evidence of AI’s benefits to avoid costly mistakes.
Read moreMoneyweb · 2026/01/29
BlackRock, the world’s biggest fund manager, has increased its ownership in Sibanye-Stillwater to over 5%. Sibanye-Stillwater is one of the best performing stocks on the Johannesburg Stock Exchange (J…
OnABudget takeaway: For everyday investors, BlackRock’s bigger stake in Sibanye-Stillwater could mean the stock might be worth watching for possible growth. Small business owners related to mining might also see positive effects if the company expands or performs well.
Read moreMoneyweb · 2026/01/29
Many South Africans want to invest in US shares but worry about paying US estate tax when they pass away. A popular way to reduce this risk is by investing through an offshore investment wrapper, some…
OnABudget takeaway: For South Africans investing in US shares, using an offshore investment wrapper can help reduce estate tax risks, protecting your investment and savings. This is important for anyone wanting to invest internationally without losing money to large taxes.
Read moreMoneyweb · 2026/01/29
The South African auto industry is strongly opposing a proposal to impose a 50% import duty on vehicles brought into the country. Industry leaders say this high duty would act like a heavy 'hammer,' i…
OnABudget takeaway: A sharp 50% import duty may push up car prices, making vehicles less affordable for consumers. Small businesses and everyday buyers should watch for more balanced policies that protect jobs but keep cars affordable.
Read moreMoneyweb · 2026/01/29
Gold prices have surged past the $5,500 mark due to low market liquidity. This means there are fewer buyers and sellers in the market, which can cause prices to move sharply. The recent rally in gold …
OnABudget takeaway: Higher gold prices suggest growing economic worry, so consumers and investors should consider safe options like gold to protect their money. Small businesses might see changes in costs if the economy shifts, so staying informed is key.
Read moreMoneyweb · 2026/01/28
On Wednesday, 28 January 2026, RSG aired an episode of Geldsake featuring Moneyweb's financial expert Tinus de Jager. The show provided listeners with practical advice on managing personal finances, u…
OnABudget takeaway: This program helps consumers and small business owners understand how to manage their money wisely, making it easier to budget, save, and invest smartly in uncertain times.
Read moreMoneyweb · 2026/01/28
An explosion at a water treatment plant in Johannesburg has caused a serious reduction in the city's water supply. This problem adds to the ongoing water crisis affecting many large South African citi…
OnABudget takeaway: Consumers and small businesses should prepare for possible water shortages and try to save water when possible. Investors should watch how the government handles infrastructure problems, as this affects long-term economic growth.
Read moreMoneyweb · 2026/01/28
South Africa is changing its antitrust rules to make it easier and cheaper for companies to report business deals. The new rules will raise the thresholds for which deals need to be reported to the Co…
OnABudget takeaway: These new antitrust rule changes could mean faster and cheaper business deals, helping small businesses and investors grow without heavy costs or delays. For everyday consumers, it might lead to more competition and better prices over time.
Read moreMoneyweb · 2026/01/28
US Senator Marco Rubio stated that the United States is prepared to use force if necessary to ensure Venezuela cooperates with its demands. He made this announcement while speaking to the Senate Forei…
OnABudget takeaway: South Africans should watch this situation closely as geopolitical tensions can affect global markets and commodity prices, potentially impacting the cost of goods and investments locally.
Read moreMoneyweb · 2026/01/28
Holiday spending in South Africa has increased by 7.9%, driven mainly by growth in e-commerce and travel sectors. More people are shopping online and booking trips, reflecting a positive shift in cons…
OnABudget takeaway: Consumers benefit from convenient online shopping but should be cautious about cyber risks and insurance coverage. Small businesses can leverage increased online sales and travel trends but must stay updated on insurance and workforce skills to remain competitive.
Read moreMoneyweb · 2026/01/28
In 2026, Africa is becoming a popular destination for major oil explorers who are choosing to invest and drill most of their wells on the continent. This shift shows that companies see good opportunit…
OnABudget takeaway: More oil exploration in Africa could lead to job creation and increased investment, which may support the local economy. Investors and small business owners should watch these developments for potential new opportunities.
Read moreMoneyweb · 2026/01/28
Hundreds of families who fled their homes in Sporong informal settlement due to violent attacks by zama zama gangs have now returned. These families had been staying in a community hall in Randfontein…
OnABudget takeaway: For families and small business owners in informal settlements, safety is crucial to maintain earning opportunities and stability. Ongoing crime threatens their livelihoods, so stronger community protection means better chances to rebuild and grow.
Read moreMoneyweb · 2026/01/27
Oil prices have steadied after a recent drop, with Brent crude oil priced at $65.76 per barrel for March delivery. The market was initially concerned about rising U.S. oil production, which could incr…
OnABudget takeaway: Stable oil prices are good news for consumers and small businesses, as they help keep fuel and transport costs more predictable. Investors should watch supply news closely, as price changes can affect portfolios tied to energy markets.
Read moreMoneyweb · 2026/01/27
Zambia has confirmed its goal to increase copper production this year, aiming to exceed one million tons. The country recently reported record copper output, showing strong growth in its mining sector…
OnABudget takeaway: For consumers and investors, Zambia’s rising copper production can lead to more stable prices and expanded economic opportunities. Small businesses related to mining and export may also see growth from increased activity in this sector.
Read moreMoneyweb · 2026/01/27
A historic investment has been made in a prominent Afrikaans university, signaling a major shift in South Africa's education and economic landscape. This move reflects growing recognition of the unive…
OnABudget takeaway: The university’s investment may create more job opportunities and skill development for young South Africans, while the growing inequality and climate risks show why budgeting for emergencies and financial education is crucial. The potential rise of crypto in 2026 suggests new ways to invest but also calls for caution.
Read moreMoneyweb · 2026/01/27
The South African rand has recently become very popular among investors and traders. This change is surprising because local risks that usually affect the rand's value now seem to have disappeared. Fa…
OnABudget takeaway: For consumers, a stronger rand means everyday items imported from other countries may become more affordable. Small business owners and investors can also benefit from improved currency stability, helping them plan for growth with less financial risk.
Read moreMoneyweb · 2026/01/27
The South African government usually tries to boost business growth and transformation by creating more laws and regulations. However, this approach can sometimes make it harder for businesses to oper…
OnABudget takeaway: Simplifying government laws can lower costs and barriers for small business owners and investors, making it easier to grow and create jobs in South Africa.
Read moreMoneyweb · 2026/01/27
As South Africans approach retirement, many wonder if they should convert all their investments into retirement products. Financial advisors suggest that while moving money into retirement-specific ac…
OnABudget takeaway: Consumers should carefully consider their retirement investment choices to balance security and flexibility. Small business owners and investors can benefit from tailored advice to protect their savings while ensuring steady retirement income.
Read moreMoneyweb · 2026/01/26
South African stocks have reached a new record high, driven by strong commodity prices and a stronger rand. This positive trend suggests that investors are confident in the country's economic outlook.…
OnABudget takeaway: A rising stock market supported by strong commodities and a better rand means more investment opportunities for South Africans. Small business owners and individuals should keep an eye on these trends to make smarter financial choices.
Read moreMoneyweb · 2026/01/26
South African Canegrowers, the organization that represents sugar farmers, is urging the International Trade Administration Commission (ITAC) to take stronger action to protect rural jobs. The group h…
OnABudget takeaway: Protecting the local sugar industry can help safeguard rural jobs and support small-scale farmers. For consumers, it means the need to be aware of the impact cheap imports have on local jobs and the economy.
Read moreMoneyweb · 2026/01/26
South Africa's recent success in reforming its economy and policies has created new opportunities despite global disruptions. The country is focusing on carefully choosing its international partners t…
OnABudget takeaway: For consumers and small businesses, South Africa’s smart global partnerships mean better chances for job creation, stable prices, and access to new markets. Investors can expect more confidence in the country’s growth potential.
Read moreMoneyweb · 2026/01/26
A new lawsuit has been filed in South Africa claiming that Meta, the parent company of WhatsApp, can see and access users' private chat messages. The group behind the lawsuit alleges that Meta doesn’t…
OnABudget takeaway: For everyday South Africans, this means being extra careful about what you share on WhatsApp and other online platforms. For investors and small business owners using WhatsApp for communication, it's important to consider safer alternatives or enhanced security measures to protect valuable data.
Read moreMoneyweb · 2026/01/26
The article discusses the challenges faced by many African countries, including Zimbabwe, where economic life is often influenced by the 'rule of men' rather than the 'rule of law.' This means that de…
OnABudget takeaway: For consumers and small business owners, weak rule of law means less certainty and more risk in the economy. Strong, fair laws are crucial for creating stable opportunities and protecting your investments.
Read moreMoneyweb · 2026/01/26
Investing in individual shares requires careful attention to how much those shares are worth and how they fit into your overall portfolio. When you are not sure how long you will keep your investments…
OnABudget takeaway: For everyday South Africans, opportunistic investing means being smart about when and what you buy, especially if your investment plans might change. Careful mix and valuation checks can protect your money and help grow it safely.
Read moreMoneyweb · 2026/01/25
London's stock market is trying out new rules to improve its IPO (Initial Public Offering) process. After many years of changing regulations, the focus is now on seeing if these reforms will help comp…
OnABudget takeaway: If London’s IPO reforms work, South African investors might find more global investment options. Small businesses can also learn how market changes aim to support growth and funding opportunities.
Read moreMoneyweb · 2026/01/25
In early 2026, emerging market stocks, currencies, and gold are seeing strong growth as investors move away from US assets. Rising tensions between the US and Europe have weakened the US dollar, which…
OnABudget takeaway: For South Africans, this means opportunities to invest in emerging markets or gold as a way to protect savings from US dollar volatility. Small business owners might also find new export markets growing in these regions.
Read moreMoneyweb · 2026/01/25
The United States has decided to leave the World Health Organization (WHO) without paying around $260 million it owes. This unpaid amount is causing difficulties for the WHO, which depends on funding …
OnABudget takeaway: This funding shortfall at the WHO could mean fewer resources for health programs that benefit South Africa and other countries, so consumers and small businesses might face longer-term health risks or increased health costs. Investors should be aware of the potential impact on global health sectors.
Read moreMoneyweb · 2026/01/25
Train services on the Vereeniging line in Johannesburg, which were stopped during the Covid-19 lockdown, are set to resume soon. This line is an important transport link for many commuters traveling b…
OnABudget takeaway: Resuming train services on the Vereeniging line will help everyday commuters save money and time on their journeys, making it easier to get to work or school without paying for expensive alternative transport.
Read moreMoneyweb · 2026/01/25
A recent survey indicates that the most likely successor to Christine Lagarde as head of the European Central Bank (ECB) is Knot. However, experts suggest that the choice for this important role is ex…
OnABudget takeaway: South Africans should watch ECB leadership changes closely, as shifts in European monetary policy can affect exchange rates and the cost of imported goods, impacting household budgets and business expenses.
Read moreMoneyweb · 2026/01/24
Nvidia's CEO has said that while artificial intelligence (AI) might replace some office jobs, it will also create more jobs for hands-on workers like electricians and plumbers. As AI technology grows,…
OnABudget takeaway: For ordinary South Africans, investing in trade skills like plumbing and electrical work could be a smart move as AI grows. Small business owners in these areas might see more customers needing repairs and installations, creating new opportunities.
Read moreMoneyweb · 2026/01/24
Crocs, the popular footwear company known for its comfortable clogs, is trying a new strategy to grow its business. Since its sales are slowing down, Crocs is launching a new type of clog shaped like …
OnABudget takeaway: For buyers, this means unique and fun shoe options might be more expensive but could hold value as collectibles. Small business owners can learn that innovation and targeting niche markets are good strategies to stand out when sales slow.
Read moreMoneyweb · 2026/01/24
A recent report shows that 73% of South Africa’s water authorities have water systems that are either poor or in a critical condition. The government minister has revealed that fixing these failing wa…
OnABudget takeaway: Consumers should be prepared for possible increases in water tariffs. Small business owners might face higher costs due to water shortages or price hikes, and investors should watch government spending on infrastructure projects.
Read moreMoneyweb · 2026/01/23
In the new year, many South Africans set personal goals, but sticking to them can be challenging. Mental coach Liezel van der Westhuizen offers advice on how to keep your resolutions. She emphasizes t…
OnABudget takeaway: For anyone looking to save money or improve their finances in the new year, setting realistic and well-planned goals is key. Small, consistent steps can help you stick to your budget or business targets without feeling overwhelmed.
Read moreMoneyweb · 2026/01/23
In a recent session, financial experts Nico Matthee and Nerina Visser answered key questions from listeners about managing money and investments. Nico Matthee, a wealth planner at Portfolium, and Neri…
OnABudget takeaway: South Africans can benefit from practical advice on saving and investing, especially with easy-to-understand options like ETFs, helping them build a secure financial future even with limited resources.
Read moreMoneyweb · 2026/01/23
The latest episode of RSG Geldsake with Moneyweb, aired on Friday, 23 January 2026, featured insights from financial expert Tinus de Jager. The program discussed current trends in the South African ec…
OnABudget takeaway: Understanding economic trends and smart money management can help consumers and small business owners protect their finances during uncertain times.
Read moreMoneyweb · 2026/01/23
The State Attorney has proposed the creation of a new tribunal to handle cases for the Road Accident Fund (RAF) in South Africa. Currently, many courts are overwhelmed with thousands of RAF claims, ca…
OnABudget takeaway: A faster and more efficient system for RAF claims means consumers could receive accident compensation sooner, reducing the financial strain on injured individuals and their families.
Read moreMoneyweb · 2026/01/23
South Africa is experiencing a renewed interest in mining critical minerals that are essential for modern technologies and sustainable development. These minerals, such as lithium, cobalt, and rare ea…
OnABudget takeaway: For South Africans, the rise in demand for critical minerals means new job opportunities and potential economic growth. However, consumers and small businesses should watch how mining developments affect prices and local environments.
Read moreMoneyweb · 2026/01/23
Richemont, a major luxury goods company, has decided to sell its Baume & Mercier watch brand to Italy’s Damiani due to a slowdown in the high-end watch market. Baume & Mercier is known for making eleg…
OnABudget takeaway: For consumers and small investors, this shows how market changes can affect luxury goods prices and availability. It might be a good time to look out for better deals on watches as brands adjust their focus and inventories.
Read moreMoneyweb · 2026/01/22
Former US President Donald Trump has filed a lawsuit against JPMorgan Chase and its CEO, Jamie Dimon, accusing them of unfairly refusing to provide banking services to him and his businesses. Trump cl…
OnABudget takeaway: For consumers and small businesses, this case underscores the importance of having reliable banking access and the risks when banks close accounts for non-financial reasons. Investors should watch how such disputes may impact banks' reputations and operations.
Read moreMoneyweb · 2026/01/22
Trevor Manuel, chair of Old Mutual, recently shared his views on South Africa's participation in the World Economic Forum (WEF) meeting in Davos. He pointed out both positive and negative aspects of t…
OnABudget takeaway: For consumers and small business owners, this means that while South Africa is making some progress economically, there are still hurdles to overcome. It’s important to watch how these commitments develop as they can impact job opportunities, investment, and overall economic stability in the coming years.
Read moreMoneyweb · 2026/01/22
Future Forex offers South Africans an easier and cheaper way to send money abroad compared to traditional banks. Many people and businesses often face high fees and slow service when making internatio…
OnABudget takeaway: This service helps consumers and small businesses send money internationally without the heavy costs banks usually charge, keeping more money in your pocket. It's a smart choice for anyone needing reliable, cost-effective foreign payments.
Read moreMoneyweb · 2026/01/22
FirstRand, one of South Africa's major financial groups, is reconsidering its business plans in the UK because of financial pressures linked to motor insurance claims. The company faces capital strain…
OnABudget takeaway: For South African consumers and investors, FirstRand’s review of its UK motor finance business shows how international risks can affect local companies. Small business owners and investors should watch how these big decisions might influence FirstRand’s focus and resources back home.
Read moreMoneyweb · 2026/01/22
The health lobby in South Africa is calling for a higher sugar tax in the upcoming 2026 budget. This move aims to reduce sugar consumption, which is linked to rising health problems like obesity and d…
OnABudget takeaway: A higher sugar tax means consumers may pay more for sugary drinks, encouraging healthier habits but impacting budgets. Small businesses in the beverage industry should prepare for changes, while investors may see shifts in market demand.
Read moreMoneyweb · 2026/01/22
South Africa's famous Kruger National Park has suffered serious damage due to recent floods, especially in the eastern Mpumalanga province where the park is located. These floods have also affected ne…
OnABudget takeaway: For consumers and small businesses, helping restore Kruger Park means protecting a vital source of jobs and tourism income that supports local communities. Investors in tourism-linked businesses should watch how recovery efforts impact the sector.
Read moreMoneyweb · 2026/01/22
Adriaan Pask, the Chief Investment Officer at PSG Wealth, advises South Africans not to rush into paying off all their credit card debt immediately. Instead, he recommends treating debt repayment as a…
OnABudget takeaway: Managing debt slowly over time can reduce financial stress and help you stay on track. Building emergency savings protects against surprises, while ongoing retirement planning secures your future.
Read moreMoneyweb · 2026/01/22
Allan Gray Orbis uses a unique fee structure for its investment funds. Part of the performance fees collected from investors is set aside in a special reserve. This reserve is then used to return mone…
OnABudget takeaway: This fee structure means investors are less likely to lose money on fees during poor fund performance, helping protect their investment returns. Small investors can feel more confident that managers are motivated to perform well, as they share in both profits and losses.
Read moreMoneyweb · 2026/01/21
Tim Acker, a portfolio manager at Allan Gray Stable Fund, discusses the best ways for investors to take profits after record returns in 2025. He explains that balanced funds have performed very well t…
OnABudget takeaway: For regular investors and small business owners, it's important to plan carefully when taking profits to avoid losing out on future growth. Keeping a clear strategy can help you balance risk and rewards, especially after a year of strong market gains.
Read moreMoneyweb · 2026/01/21
The Association of Mineworkers and Construction Union (Amsa) and the Industrial Development Corporation (IDC) have resumed discussions regarding a deal to acquire steel mills. Previously, talks broke …
OnABudget takeaway: If the deal goes through, local ownership might stabilize the steel industry, which can protect jobs and support South African businesses. Consumers and investors should watch closely as it could influence steel prices and manufacturing costs.
Read moreMoneyweb · 2026/01/21
The Johannesburg Stock Exchange (JSE) is planning changes to make it easier for companies to list on the exchange starting in 2026. According to Andre Visser from the JSE, the goal is to simplify the …
OnABudget takeaway: Easier JSE listing rules mean more businesses can raise money locally, which could create job opportunities and boost the economy. For investors, this could offer a wider range of shares to buy, helping to grow savings.
Read moreMoneyweb · 2026/01/21
South Africa's inflation rate increased slightly from 3.5% in November to 3.6% in December. This small rise means that prices for everyday goods and services are going up a little bit, but the overall…
OnABudget takeaway: The slight rise in inflation means prices are increasing slowly, but a possible rate cut can help reduce borrowing costs, making it easier for consumers and small businesses to manage expenses and grow.
Read moreMoneyweb · 2026/01/21
The Financial Sector Conduct Authority (FSCA) in South Africa has approved new rules designed to make it easier for companies to list on the Johannesburg Stock Exchange (JSE). These simplified rules r…
OnABudget takeaway: Lower listing costs may help small businesses access funds easier, potentially creating more affordable investment options for everyday South Africans. For investors, it could mean a wider variety of local shares to choose from.
Read moreMoneyweb · 2026/01/21
On Tuesday, 20 January 2026, RSG's Geldsake segment featured insights from Ryk van Niekerk of Moneyweb. The discussion focused on key trends in South Africa's business and finance sectors, including m…
OnABudget takeaway: This discussion helps everyday South Africans manage their money better and shows small business owners how to capitalize on new opportunities. Staying informed about market trends can help you make smarter financial decisions.
Read moreMoneyweb · 2026/01/21
South Africa is facing uncertainty about the future of its steel industry after ArcelorMittal SA applied for a 51% anti-dumping duty on some steel products. This move aims to protect local steel produ…
OnABudget takeaway: South African consumers and small business owners should watch this closely, as changes in steel prices can affect construction costs and product prices. Investors might see opportunities or risks depending on how the steel industry adjusts to tariffs and market changes.
Read moreMoneyweb · 2026/01/21
Abhishek Saxena from Sentient, an AI research and development company, warns about the risks of relying too much on AI trading tools. These tools, designed to assist traders in making financial decisi…
OnABudget takeaway: Consumers and investors should be careful when using AI-based trading tools. Always double-check the information and avoid relying solely on AI for financial decisions to protect your money.
Read moreMoneyweb · 2026/01/21
Many South Africans wonder if they should convert all their investments into retirement annuities (RAs) before retiring. While RAs offer advantages like tax savings and long-term growth, converting no…
OnABudget takeaway: Before moving all your investments into retirement products, consider potential tax impacts to avoid reducing your savings. Small business owners and investors should plan carefully with professional advice.
Read moreMoneyweb · 2026/01/20
South Africa's property market is expected to face changes by 2026, according to Gavin Lomberg, CEO of ooba Home Loans. The market conditions will likely be influenced by economic factors such as inte…
OnABudget takeaway: For consumers and small business owners, understanding the changing property market can help with budgeting for home purchases or investments. Staying informed about interest rates and loan options will be key to making smart financial decisions in the coming years.
Read moreMoneyweb · 2026/01/20
Recent updates in South African business news highlight three key areas impacting consumers and homeowners. Firstly, Eskom is warning about the risks of having unregistered solar systems at homes. Thi…
OnABudget takeaway: Register your solar system properly to avoid potential fines and benefit from energy savings. Also, keep an eye on the new debt counselling proposals which might offer better support if you’re struggling with debt, and watch property trends for smarter investment choices.
Read moreMoneyweb · 2026/01/20
There is concern in South Africa about how SARS (South African Revenue Service) handles disputes over tax assessments. SARS has been trying to reopen past assessments in ways that some taxpayers belie…
OnABudget takeaway: If you have a dispute with SARS, clearer rules could protect you from unexpected extra tax bills. Understanding your rights helps manage your finances better and avoid surprises.
Read moreMoneyweb · 2026/01/20
Global trade is currently slowing down, which affects many countries including those in Africa. However, Africa shows strong potential for growth, especially in the services sector. This could help Af…
OnABudget takeaway: For South Africans, this means more opportunities for local businesses to expand regionally and access new markets, while investors might find promising sectors to grow their funds. Consumers could benefit from better services and more competitive prices as the services market grows.
Read moreMoneyweb · 2026/01/20
Oil prices showed some movement as traders reacted to the crisis in Greenland and concerns about future supply. Brent crude oil for March delivery rose by 0.8%, reaching $64.47 per barrel. This change…
OnABudget takeaway: South Africans should watch oil prices closely, as changes can impact fuel costs and everyday expenses. Small businesses and consumers need to prepare for potential price shifts that affect budgets and spending.
Read moreMoneyweb · 2026/01/20
Standard Bank, one of Africa's biggest lenders, is losing several important dealmakers to its rival, Absa. This trend started earlier this year when Kenny Fihla, who worked at Standard Bank for 18 yea…
OnABudget takeaway: For everyday South Africans, this means banks are competing harder for business, which could lead to better banking deals and services. Small business owners and investors should watch these changes as stronger banks might offer improved financial support and opportunities.
Read moreBusinessTech · 2026/01/18
The South African Revenue Service (SARS) is planning significant changes that will affect major diesel users in the country. These changes aim to update how diesel usage is regulated and taxed for bus…
OnABudget takeaway: Big diesel users might face higher costs, affecting prices and budgets. Small business owners should watch for these changes to manage their fuel expenses better and avoid surprises.
Read moreBusinessTech · 2026/01/18
WhatsApp is very popular in South Africa, with millions of people using it daily to chat, share photos, and stay connected. However, users are being warned to be careful when sharing sensitive or pers…
OnABudget takeaway: Always be cautious when sharing personal details on WhatsApp to avoid scams and financial loss. Protecting your information helps you stay safe and avoid costly mistakes.
Read moreBusinessTech · 2026/01/18
In 2026, South African passport holders will experience increased challenges when traveling abroad. The number of countries allowing visa-free entry for South African citizens is expected to decline. …
OnABudget takeaway: South Africans should budget more time and money for travel plans as visa processes become stricter and fewer countries allow visa-free access. This is important for both holidaymakers and small business owners who rely on international travel.
Read more