Privacy Policy
Effective date: 16 October 2025
Who we are
OnABudget.co.za ("we", "us", "our") helps South Africans make smarter money choices.
Contact for privacy
Email: info@onabudget.co.za (preferred). We do not publish a phone number; please email us.
What data we collect
- Information you provide: e.g., name, email (if you contact us).
- Automatic data: IP address, device/browser info, pages viewed, approximate location, timestamps.
- Cookies and similar tech for analytics and advertising.
Analytics (Google Analytics 4)
We use GA4 to understand site usage. You can control cookies in your browser and use Google's opt-out add-on.
Advertising (Google AdSense)
Third-party vendors, including Google, use cookies to serve and measure ads. Google may use data about your visits to this and other websites to serve ads based on your interests. You can manage ad personalisation in Google Ad Settings and learn more in Google's Advertising Policies.
Cookies
- Strictly necessary: site security and core features.
- Analytics: to measure traffic and improve content.
- Advertising: to show and limit ad frequency.
You can block or delete cookies via your browser; some features may not work as intended.
Legal basis / your rights (POPIA & GDPR-style rights)
You may request access, correction, or deletion of your personal information, and object to certain processing (e.g., direct marketing). Email info@onabudget.co.za.
Data retention
- Contact emails: up to 24 months (for support/history) unless you request deletion.
- Analytics/ads data: per vendor retention settings in aggregated form.
Children
This site is for a general audience; we do not knowingly collect personal data from children under 13.
Changes to this policy
We may update this page; the "Effective date" indicates the latest version.
How to contact us
Email: info@onabudget.co.za